<?xml version=“1.0” encoding=“utf-8”?>

<soap:Envelope xmlns:xsi=“http://www.w3.org/2001/XMLSchema-instance“ xmlns:xsd=“http://www.w3.org/2001/XMLSchema“ xmlns:soap=“http://schemas.xmlsoap.org/soap/envelope/“>

<soap:Body>

<ThreeDSecureAuthentication xmlns=“https://www.thepaymentgateway.net/“>

<ThreeDSecureMessage>

<MerchantAuthentication MerchantID=“MerchantID” Password=“Password” />

<ThreeDSecureInputData CrossReference=“070101010101010101010104”>

<PaRES>

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</PaRES>

</ThreeDSecureInputData>

</ThreeDSecureMessage>

</ThreeDSecureAuthentication>

</soap:Body>

</soap:Envelope>