<?xml version=“1.0” encoding=“utf-8”?>

<soap:Envelope xmlns:xsi=“http://www.w3.org/2001/XMLSchema-instance“ xmlns:xsd=“http://www.w3.org/2001/XMLSchema“ xmlns:soap=“http://schemas.xmlsoap.org/soap/envelope/“>

<soap:Body>

<CardDetailsTransactionResponse xmlns=“https://www.thepaymentgateway.net/“>

<CardDetailsTransactionResult AuthorisationAttempted=“true”>

<StatusCode>3</StatusCode>

<Message>Issuer authentication Required</Message>

</CardDetailsTransactionResult>

<TransactionOutputData CrossReference=“07010101010010101010102“>

<AddressNumericCheckResult>UNKNOWN</AddressNumericCheckResult>

<PostCodeCheckResult>UNKNOWN</PostCodeCheckResult>

<CV2CheckResult>UNKNOWN</CV2CheckResult>

<CardTypeData>

<CardType>MAESTRO_INTERNATIONAL</CardType>

<Issuer>HSBC</Issuer>

</CardTypeData>

<AmountReceived>1000</AmountReceived>

<ThreeDSecureOutputData>

<PaREQ>

eJxdUtFygjAQfPcrGD+AJCBQnJgZKg/1Aeu0/kAGrjVtCRigaL++CRpBmWEme3vcLbuh+4MCSN8h7xSwmePQDJqGf4Ijit W85m6ACY79EM8Nqeld8gbHy1mjX1CNqCQjLnY9iiy0dAYqP3DZ2oIu8fz4vNmyMIoWMaHoCke+BLVJWRyHHgkouqCRlbwE tlGiEF3prCtVV4q3eiNFAzM25lUnW3VmT15IkQUj3akf1ve9Ky6jcj3JldBSZAirHj3Kp7vOFJrpopMoWJYm/fTd7pNTln 7/bb+SFUWmY+wveAvMwzgi2AscEix9ssQLiob6xKbSaGYEuxhrly5opGsjJLE9pmVamdjQKQUytz5YNDbAqa4k6G90erfz RC00OXtVBSjnQ1Xl0tlD02rjy5rLsxZt6Jtdj+7Q9ctd8Hmrswx8TDx/4Uf6ibH58ytxp0notHCMySBKjNFRZGfqdfYmmq CGO8tmFN3f538EA8lt

</PaREQ>

<ACSURL>https://www.bank.com/acs</ACSURL>

</ThreeDSecureOutputData>

<GatewayEntryPoints>

<GatewayEntryPoint EntryPointURL=“https://gw1.paymentprocessor.net” Metric=“100”/>

<GatewayEntryPoint EntryPointURL=“https://gw2.paymentprocessor.net” Metric=“200”/>

</GatewayEntryPoints>

</TransactionOutputData>

</CardDetailsTransactionResponse>

</soap:Body>

</soap:Envelope>