<?xml version=“1.0” encoding=“utf-8”?>

<soap:Envelope xmlns:xsi=“http://www.w3.org/2001/XMLSchema-instance“ xmlns:xsd=“http://www.w3.org/2001/XMLSchema“ xmlns:soap=“http://schemas.xmlsoap.org/soap/envelope/“>

<soap:Body>

<CrossReferenceTransaction xmlns=“https://www.thepaymentgateway.net/“>

<PaymentMessage>

<MerchantAuthentication MerchantID=“MerchantID” Password=“Password” />

<TransactionDetails Amount=“1000” CurrencyCode=“826”>

<MessageDetails TransactionType=“COLLECTION” NewTransaction=“FALSE”

CrossReference=“070101010101010101010101” />

<OrderID>ORDER-1234</OrderID>

<OrderDescription>A test order</OrderDescription>

<TransactionControl>

<EchoCardType>TRUE</EchoCardType>

<EchoAVSCheckResult>TRUE</EchoAVSCheckResult>

<EchoCV2CheckResult>TRUE</EchoCV2CheckResult>

<EchoAmountReceived>TRUE</EchoAmountReceived>

<EchoExternalData>TRUE</EchoExternalData >

<DuplicateDelay>60</DuplicateDelay>

<AVSOverridePolicy>BPPF</AVSOverridePolicy>

<ThreeDSecureOverridePolicy>FALSE</ThreeDSecureOverridePolicy>

</TransactionControl>

</TransactionDetails>

</PaymentMessage>

</CrossReferenceTransaction>

</soap:Body>

</soap:Envelope>