Virtual Payments

Secure payments using Payb Virtual Terminals

A (Virtually) Perfect Payment Solution

Virtual payments are a great way to reach customers without the use of a physical card machine. Payb enables you to receive virtual payments easily and securely at no additional cost. Our gateway supports telephone payments, IVR, pay-by links, text links, and email payments – all efficient tools for taking payments. You can access your user-friendly Virtual Terminal across a range of devices, including desktop, tablet, and mobile. Enjoy quick and simple payments, convenient for you and your customers.

A Tailored Service

Get in touch to discover which of our virtual payment packages rings true for your business. Operated through your Payb Virtual Terminal, the service covers all major payment cards, using state-of-the-art encryption technology to guarantee secure transactions every time.

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Will Telephone Payments Help Your Business?

A Virtual Terminal allows your customers to make secure card payments without the physical interface usually required. Virtual Terminals do not rely on any specialist hardware – they can be operated using a personal computer, mobile phone, or other smart device.

Telephone payments (explained below) are a popular means of virtual payment. Our other virtual payment solutions are also used by merchants:

  • Interactive voice recognition (IVR) technologies deliver an automated payment experience for your customers, who use speech and keypad inputs to make payments using their phone.
  • Pay-by links are individually-generated payment links that you send to the customer; the customer uses their link, following the on-screen instructions to complete their payment.
  • Email payments and text links function similarly, offering payment solutions across a variety of platforms, including desktop computers, tablets, mobile phones, and others.

Payb offers a comprehensive suite of Virtual Terminals to let you accept payments in the ways that work for you and your customers.

How to Accept Telephone Payments

Step 1

Log in to your Payb Virtual Terminal and select the relevant payment option.

Step 2

Enter the appropriate customer details into your Virtual Terminal. These include the customer's long card number, card security number, card expiry date, name (as appears on their card), door number, and postcode.

Step 3

Submit the information in your Virtual Terminal to finalise the payment. While the payment is being processed, you can ask your customer what form of receipt they’d prefer, as well as for any other useful information.

24/7 Payments

Take payments anytime and anywhere with no middleman!

Simple and Secure Phone Payments

Accept all traditional payments easily and safely

Quick and Seamless Setup

Start taking payments immediately

24/7 Payments

Take payments anytime and anywhere with no middleman!

Simple and Secure Phone Payments

Accept all traditional payments easily and safely

Quick and Seamless Setup

Start taking payments immediately

Will Telephone Payments Help Your Business?

  • Ecommerce
  • Solicitors
  • Dentists
  • Accountants
  • Decorators
  • Plumbers

Phone Payments With Payb Are OFF THE HOOK!

User experience drives innovation at Payb, and we support every business model while making your payments simpler, faster, and more secure.

Great Customer Service

We deliver powerful payment systems and it is important that clients have all the know-how required to put those technologies to use. We treat user experience as key, so our customer service team takes care to get to know every business we work with and ensure a familiarity not just with the Payb gateway, but with our great Payb team.

Chargeback Prevention

Don’t be one of the millions of businesses losing money to chargebacks each year. Transact securely with the Payb gateway, a payments infrastructure built to protect against chargebacks and fraud risks.

Technical Support

Our mission is to provide secure, user-friendly payment services without interruption. Our robust, integrated gateway is quick to set up, easy to use, and reliable. We are on hand 24/7 to troubleshoot and answer any questions you have about the service.

Total Control

Flexible and powerful, the Payb gateway puts you in charge of your payments. Whatever your business structure—direct commerce, subscription-based, marketplace, etc.—we give you the tools to transact according to your needs.

Simplicity and Security

We won’t dial back our efforts to deliver the best, safest payment experience there is. The Payb Virtual Terminal is easy to use and its SSL encryption technology makes your phone payments as secure as can be. When simple and safe payments are needed, Payb answers the call!

Fraud Prevention Tool

Fraud costs the UK private sector around £140 billion every year. Make sure that you are protected with Payb, a gateway built to provide simple and secure phone payments for businesses of every stripe.

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